The benefits outlined herein are accurate as of July 2008. This page is intended to outline the benefits offered by the CAIU and is not intended to be a detailed description. Upon hire, Employee will receive a complete explanation of the benefits highlighted herein. Benefits are subject to change at any time. In case of any discrepancy between this page and the plan documents and/or the Employee Handbook or policies, the plan documents and the Employee Handbook or policies shall govern. If you have any questions regarding the information contained on this page, please contact human resources.
Workday:
Monday thru Friday, 7.5 hours a day.
Pay Period:
Employees are paid the 15th and 30th of every month. If one of these days falls on a weekend, Employees are paid the Friday before. If one of these days falls on a holiday, Employees are paid the weekday preceding the holiday. Direct deposit is mandatory.
Medical:
Highmark Blue Shield, PPO Blue – $150/$300 in-network deductible; $400/$800 out-of-network. $15 co-pay per visit with a participating provider. $75 co-pay for emergency room visits - $250 if admitted.
Premium share paid by Professional Employees:
- $5.00/pay - Employee Only
- $10.00/pay - Employee + 1 dependent
- $13.00/pay - Employee + 2 or more dependents
Premium share paid by Non-Professional Employees:
- $2.50/pay - Employee Only
- $5.00/pay - Employee + 1 dependent
- $6.50/pay - Employee + 2 or more dependents
* Medical coverage is subject to mandatory spousal opt out of primary coverage if Employee's spouse has coverage through his/her own employer.
Prescription Drug Card Program:
Pharmacy - Co-pay $10 for generic and $20 for brand names, and $50 for non-formulary for a 30-day supply.
Mail Service (Merck Medco) - Co-pay $20 for generic, and $40 for brand names, and $100 for non-formulary for a 90-day supply.
Dental:
United Concordia - Premium is currently 100% paid by the CAIU. Coverage includes diagnostic & preventative services, basic services, major restorations, and partial orthodontics.
Vision:
Davis Vision - Premium is currently 100% paid by the CAIU. Eye examination every 12 months; no in-network co-pay.
Life Insurance:
Fully paid by CAIU. Benefit is 125% of Employee’s salary, paid during active employment with CAIU.
Flexible Spending Account (FSA):
Employee may use pre-tax dollars to pay for uncovered medical, dental, and vision expenses (up to $2,400/calendar year) and dependent day care (up to $5,000/calendar year).
Employee Assistance Program (EAP):
Employee and his/her household family members receive 3 free consultations per issue, per family member. This program is completely confidential.
Voluntary Disability Insurance:
Employee can purchase voluntary disability insurance, which will pay up to 60% of the Employee’s salary if he/she becomes disabled and unable to work. Employee’s premium is calculated based upon salary.
Personal Days:*
3 days/year, prorated dependent upon actual number of days to be worked in the school year. Up to 1 personal day may be carried over each year, but no more than 4 days can be accumulated.
Sick Leave:*
- 189 day contract - 10 sick days/year
- 205 day contract - 11 sick days/year
- 229 day contract - 12 sick days/year
Number of sick days prorated dependent upon actual number of days to be worked in the school year.
Family Sick Leave:*
Employee may use up to 3 sick days per year to care for an ill family member subject to conditions of the contract.
Retirement Plans:
PA School Employees Retirement System (PSERS) – Employee contributes 7½% to this defined benefit plan. CAIU’s contribution is set by the School Employee’s Retirement System. Employee is vested after 5 years. Current formula for determining retirement pay per year: years of service x average 3 year salary x 2.5%.
403b – Employee may contribute to one of several TSAs to set aside money, tax deferred, for retirement. No matching contribution from CAIU.
Tuition Reimbursement:
Professionals – Must be a regularly offered course at an accredited college or university and reasonably related to the employee’s work. Reimbursed at a rate not exceeding the rate per graduate credit charged by the State University System at the time the graduate work is taken. Limited to 12 credits in any calendar year. Must receive a “B” or better. Must return to work for one full school year following course completion.
Paraprofessionals – Must have prior written approval of the Executive Director or his/her designee and be reasonably related to the employee’s work. Must receive a “B” or better. Must return to work for one full school year following course completion.
Professional Development:
Upon approval, Employee may attend education conferences without loss of pay.
Attendance at Court:
Full pay for time spent in court by reason of subpoena or other court order provided Employee is not a party to the lawsuit. Employee must reimburse the CAIU for any witness pay he/she receives from the court.
Worker's Compensation:
If injured in the course and scope of work, WC will pay 2/3 Employee's salary for the length of the injury. There is a 14 day waiting period before benefit begins.
Unpaid Leave & Insurance Rights:
Upon application and approval as provided for in the contract, Employee may request unpaid leave for childrearing purposes, the exchange teaching program, or medical & disability leave. Employee may elect to maintain enrollment in the CAIU insurance programs during leave. Under such circumstances, Employee is responsible for the full cost of his/her premiums.
Bereavement:
Employee may be absent for 7 consecutive calendar days with full pay following the death of an immediate family member and 1 work day following the death of a close relative.
Credit Union:
Memberships with Susquehanna Valley Credit Union and PA State Employees Federal Credit Union.
Retirement Insurance Purchase:
Upon retirement, Employee can purchase health insurance through the CAIU at 100% Employee cost, obtaining the savings of being part of a health plan.
* “Year” as used in these sections means fiscal year beginning July 1 and ending June 30 of the following year. Therefore, regardless of when Employee begins employment, his/her 2nd year begins the following July 1.